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Who Invests in Home Equity to Exempt Wealth from Bankruptcy? 

Corradin, Stefano; Gropp, Reint E.; Huizinga, Harry; Laeven, Luc (2013-05-01)
Homestead exemptions to personal bankruptcy allow households to retain their home equity up to a limit determined at the state level. Households that may experience bankruptcy thus have an incentive to bias their portfolios ...
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Mortgage Supply and the US Housing Boom: The Role of the Community Reinvestment Act 

Saadi, Vahid (2016-10-30)
This paper studies the role of the Community Reinvestment Act (CRA) in the US housing boom-bust cycle. I find that the enhancement in CRA enforcement in 1998 increased the growth rate of mortgage lending by CRA-regulated ...
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HMDA 

Unknown author
Background & Purpose The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board's Regulation C. This regulation provides the public loan data that can be used ...
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FHFA 

Unknown author
The Federal Housing Finance Agency (FHFA) was established by the Housing and Economic Recovery Act of 2008 (HERA) and is responsible for the effective supervision, regulation, and housing mission oversight of Fannie Mae, ...
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SIPP 

Unknown author
The Survey of Income and Program Participation (SIPP) is a household-based survey designed as a continuous series of national panels. Each panel features a nationally representative sample interviewed over a multi-year ...
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US Census 

Unknown author
The Census Bureau's mission is to serve as the nation’s leading provider of quality data about its people and economy. Our goal is to provide the best mix of timeliness, relevancy, quality and cost for the data we collect ...
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AuthorCorradin, Stefano (1)Gropp, Reint E. (1)Huizinga, Harry (1)... View MoreResearch Area
Financial Institutions (6)
Transparency Lab (2)Financial Intermediation (1)... View MoreJEL ClassificationR21 (6)G21 (4)G28 (4)... View MoreTopic
Household Finance (6)
Monetary Policy (6)
Stability and Regulation (4)... View MoreKeywordhomeownership (4)house prices (4)mortgage supply (4)... View MoreDate Issued2013 (1)2016 (1)Has File(s)Yes (6)
© 2021  SAFE  hebis Logo
Leibniz Gemeinschaft
About  Data Protection